Table of Contents
Introduction
If you’re a Bank of America customer, understanding routing numbers is essential for various banking transactions. Routing numbers are unique identifiers assigned to financial institutions to facilitate the seamless transfer of funds between accounts. In this comprehensive guide, we’ll provide you with all the necessary information about Bank of America routing numbers for each state in the USA. Whether you’re looking to set up direct deposit, make wire transfers, or conduct other banking activities, this article has got you covered.
What is a Routing Number?
A routing number is a unique nine-digit code assigned to a financial institution, such as a bank or credit union, by the American Bankers Association (ABA). It is used to identify the specific bank or credit union in the check processing system. Routing numbers play a vital role in directing funds accurately during transactions, including wire transfers, direct deposits, and electronic payments.
The Importance of Routing Numbers
Routing numbers are essential for various banking transactions. They ensure that funds are routed correctly between financial institutions, reducing the chances of errors or misdirected payments. Whether you’re setting up direct deposit for your paycheck, making a wire transfer, or initiating an electronic payment, having the correct routing number is crucial to ensure the smooth and accurate movement of funds.
How to Find Bank of America’s Routing Number
Finding Bank of America’s routing number is a simple process. There are multiple ways to obtain the routing number for your specific account:
- Checkbook: The routing number is usually printed on the bottom left corner of your Bank of America checks. It is the nine-digit number located before your account number and the check number.
- Bank of America Website: Visit the Bank of America official website and navigate to the “Routing Numbers” page. Enter your state and account type to find the appropriate routing number.
- Online Banking: Log in to your Bank of America online banking account and access your account details. The routing number should be displayed along with other essential account information.
- Mobile App: If you have the Bank of America mobile app installed on your smartphone or tablet, you can find the routing number by accessing your account information or settings.
Different Types of Transactions and Routing Numbers
Bank of America has different routing numbers depending on the type of transaction you are conducting. Here are the common types of transactions and their associated routing numbers:
- Domestic Wire Transfers: If you need to send money within the United States, you will need Bank of America’s domestic wire transfer routing number. This number ensures that the funds reach the correct bank and branch.
- International Wire Transfers: For international wire transfers, Bank of America has a different routing number. This number is specifically designed for transactions involving banks outside of the United States.
- Direct Deposits: When setting up direct deposit for your paycheck or other recurring income, you will need Bank of America’s ACH routing number. This number ensures that your funds are deposited directly into your account.
- Electronic Payments: For electronic payments, such as online bill payments or transferring money between accounts, Bank of America uses an ACH routing number. This number is different from the domestic wire transfer routing number.
Bank Of America Routing Number for All States:
You can always verify your Routing number of Bank Of America following these instructions;
- Go to the login page for Bank of America
- Log in using your username and ID.
- After logging in, choose the account you wish to access.
- Then, click on the Information & Services tab
You can still obtain your routing number bank of america if you cannot connect to online banking. However, you will need to know the state where the account was created. Below I have listed the Routing number along with the name of the state.
| State/Branch | Routing Number |
| Alabama | 51000017 |
| Alaska | 51000017 |
| Arizona | 122101706 |
| Arkansas | 82000073 |
| California | 121000358 |
| Colorado | 123103716 |
| Connecticut | 11900254 |
| Delaware | 31202084 |
| Florida, East | 63100277 |
| Florida, West | 63100277 |
| Georgia | 61000052 |
| Hawaii | 51000017 |
| Idaho | 123103716 |
| Illinois, South | 81904808 |
| Illinois, North | 71000505 |
| Illinois, Chicago Metro | 81904808 |
| Illinois, Chicago Metro (paper)* | 71103619 |
| Indiana | 71214579 |
| Iowa | 73000176 |
| Kansas | 101100045 |
| Kentucky | 64000020 |
| Louisiana | 51000017 |
| Maine | 11200365 |
| Maryland | 52001633 |
| Massachusetts | 11000138 |
| Michigan | 72000805 |
| Minnesota | 71214579 |
| Mississippi | 51000017 |
| Missouri East/St. Louis | 81000032 |
| Missouri West/Kansas City | 81000032 |
| Missouri West/Kansas City (paper)* | 101000035 |
| Montana | 51000017 |
| Nebraska | 51000017 |
| Nevada | 122400724 |
| New Hampshire | 11400495 |
| New Jersey | 21200339 |
| New Mexico | 107000327 |
| New York | 21000322 |
| North Carolina | 53000196 |
| North Dakota | 51000017 |
| Ohio | 71214579 |
| Oklahoma | 103000017 |
| Oregon | 323070380 |
| Pennsylvania | 31202084 |
| Rhode Island | 11500010 |
| South Carolina | 53904483 |
| South Dakota | 51000017 |
| Tennessee | 64000020 |
| Texas, North | 111000025 |
| Texas, South | 111000025 |
| Texas, South (paper)* | 113000023 |
| Utah | 123103716 |
| Vermont | 51000017 |
| Virginia | 51000017 |
| Washington | 125000024 |
| Washington, D.C. | 54001204 |
| West Virginia | 51000017 |
| Wisconsin | 51000017 |
| Wyoming | 51000017 |
What do you do if do not have access to Online Banking and You Don’t know the state in which your account was established in?
If you aren’t sure of the state under which the account was established and you do not possess access to Online Banking, you must call customer support to find out these information.
Customer Service Number of Bank Of America
English: 800 432 1000
International Dial: +315724 4022
Spanish: 1 800 688 6086
Call between 8AM and 11PM on weekdays, or 8AM to 8PM on weekends.
Imp Note: Skype is a great way to make calls to Bank of America Toll-Free Numbers if you’re not in the US. You don’t need to have credit, and you can make the call without cost. If you’re not connected to WiFi, a Data Charge will apply.
FAQs
Can I use the same routing number for all Bank of America transactions?
No, Bank of America has different routing numbers for different types of transactions. Make sure to use the correct routing number based on the transaction you are conducting.
Is the routing number the same as the account number?
No, the routing number and account number are different. The routing number identifies the bank, while the account number identifies the specific account within the bank.
Can I find the routing number on my bank statement?
Yes, the routing number is typically listed on your bank statement. Look for a section that includes your account details or contact your bank for assistance.
How do I ensure I provide the correct routing number for a transaction?
Double-check the routing number before initiating any transaction. Verify the number with your bank or use one of the official methods mentioned earlier to obtain the correct routing number.
Can I change my routing number?
No, you cannot change your routing number. The routing number is assigned to your bank and is not customizable.
Conclusion
Understanding Bank of America’s routing number is crucial for conducting various banking transactions accurately. Whether you’re making a wire transfer, setting up direct deposit, or initiating an electronic payment, using the correct routing number ensures that your funds reach the intended destination without any issues. Remember to always double-check the routing number before initiating any transaction to avoid any potential errors.
